Transaction ProcessingIMS is registered with the most networks possible, enabling us to feature the lowest number of declines in the ATM Industry.
IMS ATM Processing gives you more ways to give your customers what they want, and keep them coming back.
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More Direct Network Processing Connections |
| The importance of having direct network processing connections is simple. More direct connections mean more approved transactions, which means more cardholders with cash in hand. |
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Electronic Fund Transfer Transaction Processing Networks |
| A cardholder can only access the cash in their bank account if the ATM processing network they use can access the electronic funds transfer network to which their bank belongs. That’s why IMS is registered with each of the major electronic funds transfer networks. In addition, by developing these strategic relationships, we are registered with a number of smaller networks not normally accessible to independent ATM providers.
Most of our competitors depend upon reciprocal agreements between regional and bank-owned networks to gain access for their customers. Since this is more expensive, more and more banks are choosing not to honor this type of access. This makes registration with all networks even more imperative and our position in the marketplace even more secure. |
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Our Network Has Virtually No Downtime |
| Network downtime simply means that for some reason the network is unable to process transactions. The ATM screen reads, “System Unavailable,” “Temporarily out of Service,” or “Try Again Later.” Though many of us have become accustomed to seeing these messages at bank ATMs, it is just not acceptable to IMS.
We measure downtime in minutes per month vs. hours per week. At IMS, network downtime is less than .02% percent—which means we are up 99.98% per year. |
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Daily True Balance |
| True Balance Software helps you compare and balance the cash debited with the actual cash dispensed. With IMS processing, if the cash dispensed doesn't match the cash debited, you can call our toll-free Customer Service number. We will identify the cardholder and reverse the debit all before it reaches their bank statement. |
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Next Day Bank Funding |
| IMS pre-funds your bank account; meaning we don't wait for networks, banks, and slow credit card companies to 'pay up' before we pay you. We put the monies withdrawn from the ATM into your account the very next banking day, so you can count on fast and accurate cash replenishment daily. |
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